Here at Endeavour Mortgages, we will help navigate you through the Protection options available advising you on the strongest policies, that are both affordable to you and protect you and your family against all of the scenarios that worry you most, both now and in the future.
Ensuring that your protection does the job you want it to, should the unthinkable happen can be a daunting process, so having an adviser to help you navigate this process is the perfect way to get invaluable peace of mind.
You may want to be confident that your mortgage would be repaid in the event of an untimely death or to be reassured that should you not be able to work due to illness or injury, your family, a business, your mortgage or even other household bills were taken care of.
You may wish to leave your property to a partner, or family member, so Life Cover can be a highly cost-efficient way of protecting your family home with the option to further enhance your cover, with perhaps a surplus of money to be left to a loved one.
The plan will have no cash in value at any time and will cease at the end of the term. If premiums are not maintained, then cover will lapse.
Critical or Serious Illness cover is designed to support you and your family should you suffer a life changing illness. Different types of illness covered can vary, but most of us are keen to cover the things people worry about most, Cancers, Stroke, Heart Attack, Dementia are all available and our experience makes Endeavour ideally suited to assist you in choosing the best fit to protect you and your family.
The policy may not cover all definitions of a critical illness. For definitions of illnesses covered please refer to the Key Features and Policy Documents.
Many of us now have other household outgoings, over and above our mortgage that need to be maintained even in the event of illness or injury to maintain our family environment, so Income Protection insurance policies can substitute your income should you find yourself incapacitated due to accident or illness.
Building insurance is now a condition of most mortgage lenders when you are buying a house. You can also insure your home’s belongings with Contents insurance but there are so many options out there, we can help you find the best fit plan for your home.
Sadly, COVID has put further untold pressures on our NHS services and with the waiting lists ever growing, more & more people are considering the opportunity to have some Private Medical Cover. Again, as these options are vast, at Endeavour, we can help you look at the strongest options and most competitive premiums to make a bespoke policy suited just for you.
Whatever type of protection you’re looking for, speak to Endeavour for a free initial consultation.